Our Vehicle Loans Put You Behind The Wheel

PEF Vehicle Loans offer you easy application, quick approval, flexible terms and friendly service for the term of your loan and beyond, whatever type of vehicle you're in the market for.

Get Pre-Approved & Buy With Confidence!

Apply online and get pre-approval valid for up to 60 days without obtaining a new credit report. Rates are locked for 30 days from date of application. If the rate goes up you are guaranteed the rate in effect on the date of application; if the rate goes down between the date of the application and the day you close the loan, PEF will extend you the lower rate.

We Can Finance Almost Any Kind Of Vehicle!

If you're in the market for an RV, a motorcycle, a boat or a personal watercraft, we've got great loan rates for whatever moves you.

Vehicle Loan Rules and Rates

Type of Loan	Term or Repayment Schedule*	Maximum Amount of Financing	Interest Rate**
New or Used Vehicle (includes motorcycles)	Up to 60 Months	Up to 90% of Purchase Price	4.49% to 10.25%
	Up to 60 Months	Up to 100% of Purchase Price	5.00% - 10.50%
Boats, Recreational Vehicles, Commercial Trucks, etc.	Contact PEF Federal Credit Union for specific terms and rates related to your particular transaction.

Used Vehicle loans are subject to the maximum retail value in the current Black Book published by National Auto Research. No add-ons for extras, no adjustment for mileage.

* For terms of 61 through 72 months, the rate is one quarter percent (0.25%) higher than the 60 month rate. For terms of 73 through 84 months, the rate is one half percent (0.50%) higher than the 60 month rate.

** The rate you receive will be based on your creditworthiness and is disclosed in the range above. Please ask your Member Services Representative for more information and criteria.

Above information may not be current. Please call for current rates and terms.