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Home Loans

First Mortgage

Whether you are a first-time home buyer, ready to move to a larger (or smaller) home or ready to build your dream home, PEF has a Mortgage that fits:

  • Fixed Rate Mortgages With Terms From 15 To 30 Years
  • Adjustable Rate Mortgages With Flexible Payment Options
  • Borrow Up To $417,000
  • Mortgage & Close In 10 Days Or Less
  • Down payment Assistance For First Time Home Buyers
  • Interest Only Loan Payments for Lower Rates & More Flexibility
  • Special Programs For Self-Employed Borrowers
  • Automatic Payment Deductions

Refinancing Options

If you currently have an Mortgage with another institution, talk to us. With our refinancing options you could lower your monthly payments and save instantly.

Give Us A Call!

Contact a PEF Mortgage Specialist by phone at 440-483-4703 for complete information and current rates.

Apply Now!

*APR=Annual Percentage Rate.


Home Equity Loans - The Right Tool For So Many Jobs!

Need a loan? Just ask your house! For home improvements, college tuition, a new vehicle, unexpected expenses or a long-awaited vacation, a PEF Home Equity Loan gives you the cash you need. You can borrow up to 80% of your home's value, with interest that's usually tax-deductible (consult your tax advisor). We have two great options:

Home Equity Line Of Credit

This loan has a variable Annual Percentage Rate (APR) tied to the Wall Street Journal Prime Rate. It's perfect for ongoing expenses like financing an education. It's also a great way to be prepared for emergencies. You simply borrow as you need to.

Home Equity Fixed Rate Loan

Borrow against your home's equity with this low rate loan option. It's great for one-time expenses like debt consolidation or home improvements. You get a fixed rate and a fixed terms.

Loans