Loans
Personal Loan

Use a Personal Loan to finance major purchases like computers, appliances, furniture, jewelry or that long awaited vacation.


PEF offers Personal Closed-end Loans, which provide funds to members for a specified repayment period at a fixed rate.

Vehicle Loans

PEF Vehicle Loans offer you easy application, quick approval, flexible terms and friendly service for the term of your loan and beyond, whatever type of vehicle you're in the market for.

Share Loan

These are Personal Closed-end loans, which use your existing Share Savings as collateral. A Secured Loan is a great way to reestablish credit or provide immediate cash while your secured money stays in your account. Because this type of loan is 100% secured, PEF offers it at a slightly reduced rate.


Learn More

Learn More
Apply Now

Learn More

Debt Consolidation

This combines all your outstanding monthly obligations (high-interest store charges, credit cards and finance loans) into one low, fixed rate loan with a lower overall monthly payment. You pocket the different, each and every month!

Home Equity

Need a loan? Just ask your house! For home improvements, college tuition, a new vehicle, unexpected expenses or a long-awaited vacation, a PEF Home Equity Loan gives you the cash you need.

First Mortgage

Whether you are a first-time home buyer, ready to move to a larger (or smaller) home or ready to build your dream home, PEF has a Mortgage that fits.


Learn More
Apply Now

Learn More

Learn More